Why
use us?
What
is the cost?
Our services attract a $660.00 fee from the lender and we like to be honest
about that. It is fair that we be paid for our expertise and superior
professional service. However we do not receive commissions from the lender
and pass this saving back to you, saving you between $500.00 - $800.00
per year on a $30,000.00 facility. Your interest rate will be charged
at lender ‘Base Interest Rate’ not ‘Retail Interest
Rates’ like other lenders – saving you thousands. Best
of all, the fee is added to your facility so that it does not come out
of your pocket!
What is the catch?
No catch, just old fashioned service mixed with 17 years experience and
combining this with a new approach to arranging your motor vehicle finance
that results in you saving thousands. We are doing this by a unique negotiation
with one of the world’s largest financiers to offer you the ‘Base
or Wholesale Interest Rate’ offered by the lender not the ‘Retail
Interest Rate’. This exclusive arrangement effectively means you
are saving between 1.50% - 3.00% and up to 5.00% in interest on your facility
as compared to dealing with other finance companies directly or through
your car dealership. Over five years of a facility this is saving you
thousands.
What do we have to offer that is different
Our goal is to be fun fast and efficient. We do not mess around and blow
smoke - our facilities are totally transparent and we are about getting
it done today and getting your purchase in your driveway.
We are independent
We are not a bank or financier, our role is a customer service organization
and we take the time to negotiate massive discounts for clients due to
the volume of customers we are assisting. You are an individual, but together
we make for a mighty force.
We take it personally
We work for you not the lender. We are not interested in their policies
and preferences. It is all about making it the cheapest deal for you,
end of story. Therefore allowing for the fastest reduction of your debt,
much to the lenders disgust. Finally one fully trained customer service
manager will handle your facility from beginning to end - so you always
know your contact point at any time.
We are about saving money - not profit
We are paid the same for every facility provided regardless of amount
and you are charged exactly the same fee as everyone else - none of this
exclusion of lower facility clients to better rates like the banks and
our other counterparts. We lend to your needs, not our profit.
Our interest rates are consistently considered the lowest
Our systems are updated daily and we ensure that you receive the lowest
possible interest rate that suits your needs at the time of application.
Our systems specifically sort by interest rate initially as this is the
most important factor to your finances and your family.
We look after everyone
We don't care if you are a pensioner, non-resident, have an awkward repayment
history or are even bankrupt - we are able to provide finance to suit
most needs to almost anyone in most circumstances. So, this way everyone
gets looked after, not just who the banks pick and choose. As long as
there is a permanent income we can assist you.
We have the full range of products available
From fully fixed term to variable interest rates, terms from 1 to 5 years
(7 years for personal loans). We can assist personal and business clients
with all finance facilities to suit your budget and taxation needs. If
it is possible, we can do it.
We specialize in finance
We are not creating or selling investments, insurances (other than those
applicable to you) or anything else. It is vital that you employ specifically
skilled professionals in all aspects of your life and your finances are
no different. You can not be an expert in finance, when you are selling
everything else, including the kitchen sink - We do finance and we do
it extremely well!
How our interest is calculated
Our interest is calculated daily and charged monthly - the cheapest and
most transparent form of interest calculation available to the community.
Best of all - we offer fast approval
Lets stop the messing around that slows your application and facility
establishment. Let’s make sure it is done right the first time and
your purchase is in the driveway as soon as possible. After all it is
what you wanted in the first place.
So, what are you waiting for – apply
today and get your new car in your driveway NOW!
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“My
wife will hate me for saying this, but there is a lot of things I have missed
in the last two decades, but mostly I missed my car, not the family car,
but my car.
I have worked really hard to raise the family and get rid of the mortgage
and now that it is gone and so are the kids I thought it was time to give
myself a reward for all the effort.
My wife’s rules were simple – make sure we can afford it and
I did. I rang My-Carloan and found what I could spend on my budget, then
they found me the car to suit and I am so happy.
I never thought the garage would hear the roar of a V8 again and guess what,
my darling wife now realizes how much she missed it too.”
Bob Evan |
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