Why use us?

What is the cost?
Our services attract a $660.00 fee from the lender and we like to be honest about that. It is fair that we be paid for our expertise and superior professional service. However we do not receive commissions from the lender and pass this saving back to you, saving you between $500.00 - $800.00 per year on a $30,000.00 facility. Your interest rate will be charged at lender ‘Base Interest Rate’ not ‘Retail Interest Rates’ like other lenders – saving you thousands. Best of all, the fee is added to your facility so that it does not come out of your pocket!

What is the catch?
No catch, just old fashioned service mixed with 17 years experience and combining this with a new approach to arranging your motor vehicle finance that results in you saving thousands. We are doing this by a unique negotiation with one of the world’s largest financiers to offer you the ‘Base or Wholesale Interest Rate’ offered by the lender not the ‘Retail Interest Rate’. This exclusive arrangement effectively means you are saving between 1.50% - 3.00% and up to 5.00% in interest on your facility as compared to dealing with other finance companies directly or through your car dealership. Over five years of a facility this is saving you thousands.

What do we have to offer that is different
Our goal is to be fun fast and efficient. We do not mess around and blow smoke - our facilities are totally transparent and we are about getting it done today and getting your purchase in your driveway.

We are independent
We are not a bank or financier, our role is a customer service organization and we take the time to negotiate massive discounts for clients due to the volume of customers we are assisting. You are an individual, but together we make for a mighty force.

We take it personally
We work for you not the lender. We are not interested in their policies and preferences. It is all about making it the cheapest deal for you, end of story. Therefore allowing for the fastest reduction of your debt, much to the lenders disgust. Finally one fully trained customer service manager will handle your facility from beginning to end - so you always know your contact point at any time.

We are about saving money - not profit
We are paid the same for every facility provided regardless of amount and you are charged exactly the same fee as everyone else - none of this exclusion of lower facility clients to better rates like the banks and our other counterparts. We lend to your needs, not our profit.

Our interest rates are consistently considered the lowest
Our systems are updated daily and we ensure that you receive the lowest possible interest rate that suits your needs at the time of application. Our systems specifically sort by interest rate initially as this is the most important factor to your finances and your family.

We look after everyone
We don't care if you are a pensioner, non-resident, have an awkward repayment history or are even bankrupt - we are able to provide finance to suit most needs to almost anyone in most circumstances. So, this way everyone gets looked after, not just who the banks pick and choose. As long as there is a permanent income we can assist you.

We have the full range of products available
From fully fixed term to variable interest rates, terms from 1 to 5 years (7 years for personal loans). We can assist personal and business clients with all finance facilities to suit your budget and taxation needs. If it is possible, we can do it.

We specialize in finance
We are not creating or selling investments, insurances (other than those applicable to you) or anything else. It is vital that you employ specifically skilled professionals in all aspects of your life and your finances are no different. You can not be an expert in finance, when you are selling everything else, including the kitchen sink - We do finance and we do it extremely well!

How our interest is calculated
Our interest is calculated daily and charged monthly - the cheapest and most transparent form of interest calculation available to the community.
Best of all - we offer fast approval
Lets stop the messing around that slows your application and facility establishment. Let’s make sure it is done right the first time and your purchase is in the driveway as soon as possible. After all it is what you wanted in the first place.

So, what are you waiting for – apply today and get your new car in your driveway NOW!


My wife will hate me for saying this, but there is a lot of things I have missed in the last two decades, but mostly I missed my car, not the family car, but my car.

I have worked really hard to raise the family and get rid of the mortgage and now that it is gone and so are the kids I thought it was time to give myself a reward for all the effort.

My wife’s rules were simple – make sure we can afford it and I did. I rang My-Carloan and found what I could spend on my budget, then they found me the car to suit and I am so happy.

I never thought the garage would hear the roar of a V8 again and guess what, my darling wife now realizes how much she missed it too.”

Bob Evan